You’ll also want to consider the replacement cost of your possessions rather than their actual (possibly depreciated) cash value. The total will give you a good starting point. Taking a household inventory is the first step! When finished, add up the value of the items on your list. How much personal property insurance do I need? Sporting equipment (bicycles, firearms, skis, treadmill).Maintenance gear (lawn mowers, ladders, work benches).Furniture and household decor (drapes, lamps, mirrors, rugs). Electronics (TVs, stereos, computers, and accessories).Dishes, cutlery, silverware, and other utensils.Appliances (mixer, food processor, humidifier, vacuum cleaner).Your insurance home inventory should list all of your possessions. What should be on my home inventory list? Upload a digital copy of your household inventory to an email folder or cloud storage-someplace your list will be secure and still accessible after a disaster. (When using any app or any technology service, make sure you understand its privacy settings before getting started.) Some apps even let you scan barcodes that autofill product information-a real time-saver. Apps like Sortly, Nest Egg, and MyStuff allow you to capture and sort information about your belongings, including photos and serial numbers. Use a home inventory app to speed the process.Label the photos (print or digital images). Store them with your list, so you’ll have proof of value handy when you make a claim.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |